Auto Accident First-Steps Archives

Family Of Woman Paralyzed In Auto Accident Sues Driver Who Left Scene

When Philip Cho offered Kelsey Ibach and her friends a ride outside a River North nightclub, they accepted what they thought was a kind offer. Minutes later, allegedly drunk and driving over the speed limit, he crashed the vehicle and left the scene, abandoning his seriously injured passengers. Ibach, 25 years old, is now paralyzed from the waist down, confined to a wheelchair, and in need of intensive rehab. Her family is suing Cho and the two nightclubs he visited before the accident. They have also sued Cho's employer, an entertainment company. According to reports, the speeding, intoxicated driver plunged his 2008 BMW through a fence and into a ditch below the road, where it landed on its roof. He then failed to summon help before fleeing the scene of the accident. A passing motorist found the wreck with two of its dazed passengers outside. One had a severed thumb and another was later found to have broken vertebrae. The most seriously injured, Ibach, was inside, trapped in the back seat, with broken ribs, a punctured lung, a blood clot on her brain, and a crushed spine and pelvis. According to one report, he allegedly told the injured passengers to tell police he had been carjacked. When they pleaded with him to call an ambulance, he ignored them. Cho is reported to have taken a cab to a location far from the scene. He was charged with failure to report an accident and other traffic offenses. He is currently out on bail, with a bond set at $200,000. Ibach was a journalism student at the University of Michigan. Her friends have been raising money to help pay her medical bills, while she hopes to regain feeling in her legs and walk again.

Auto Accident

Individuals harmed in automobile accidents will often find themselves receiving phone calls from both the at-fault driver's insurance company as well as their own insurer. The temptation for any injured party is to explain the facts of the accident, the current status of their injuries, and try to provide relevant information to the callers. To put it bluntly, don't do it.

Uninsured / Underinsured Motorist Coverage

The following scenarios are very commonplace. You or a loved one is seriously injured in an automobile accident where the at-fault driver has only state minimum insurance coverage. Alternatively, perhaps the incident occurs where a hit and run driver causes the collision and flees the scene. Far too many people believe that they have no recourse in these instances.

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